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    Cytora + Smarty®: Foundations for smarter underwriting

    Cytora and Smarty collaborate for better underwriting
    Updated October 29, 2025
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    Announcement blog tagAnnouncementProperty data blog tagProperty dataIntegrations blog tagIntegrationsAddress data blog tagAddress dataAddress quality blog tagAddress quality
    Cytora and Smarty collaborate for better underwriting

    We're happy to announce a recent partnership with Cytora, an insurance technology firm. Below, you will find the announcement they published:

    London, UK; January 21: Cytora, the leading digital risk processing platform, today announced a partnership with Smarty, a cutting-edge provider of property data solutions, to transform property risk evaluation for insurers.

    Juan de Castro, COO at Cytora, said: “This partnership represents a significant step forward in enriching our data ecosystem. By integrating Smarty’s unparalleled property data, we’re enabling insurers to make faster, more informed decisions with access to high-quality insights directly within our platform. It’s an exciting development that underscores our dedication to innovation and delivering industry-leading capabilities for risk evaluation and underwriting excellence."

    The collaboration embeds Smarty’s robust US Property Data, with over 350 attributes, including geospatial accuracy, building footprint details, and address verification, into Cytora’s platform. Underwriters using Cytora can access precise property insights and streamline their risk evaluation processes. These capabilities will enable underwriters to assess risks more quickly and effectively, identify potential exposures, and mitigate them proactively. 

    Berkley Charlton, VP of Product Management at Smarty, said: “We are excited to collaborate with Cytora to redefine property data utilization for insurers. Combining our best-in-class property data with Cytora’s innovative platform certifies insurers have the tools to make smarter, faster decisions and adapt to the evolving risk landscape. Together, we’re setting a new benchmark for property risk analysis.”

    Smarty’s hyper-accurate property data offers details such as exact location coordinates (geocoding), property dimensions, construction data, and financial insights. Insurers can leverage US Rooftop Geocoding to pinpoint the coordinates of structures and deftly assess hazards, ensuring precise underwriting decisions when integrated with SmartyKey®, a persistent unique identifier. This assists underwriters in accurately relating third-party risk data to a specific property regardless of address changes.

    This partnership reflects Cytora’s commitment to building the most comprehensive data ecosystem for insurers, enhancing the industry’s ability to leverage real-time, accurate information in risk processing. It follows a period of significant growth for Cytora, including adding a major collaboration with Chubb and the expansion of a partnership with Arch to North America.

    About Cytora
    Cytora is a configurable platform that enables commercial insurers to process risks with greater efficiency and accuracy. Cytora digitizes incoming risks, augments them with external data, evaluates them against multiple rules, and seamlessly integrates them into downstream systems for automated or manual underwriting.

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