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29 blog posts tagged "US Rooftop Geocoding"
Wildfire risk assessment with Smarty®
By Ryan Muir on January 27, 2025
In the wake of the recent LA fires that scorched over 10,000 homes and displaced thousands of families, the need for precision in disaster preparation, wildfire risk assessment, and emergency response is clear. Wildfire risk assessment processes are full of pain points for insurance carriers and reinsurance carriers alike: specifically considering risk assessment, efficient response times and routes, and even recovery efforts. This is where address location intelligence can support insurance carriers and governmental entity responses.
Be an address ninja
By Holly Joyce on December 12, 2024
We love ninjas!Yes, we do!We love ninjas!How about you? crickets We know they’re out there. BUT TODAY IS THEIR DAY, so even though these sneaky, highly-trained martial artists aren’t going to join our cheering throngs, we’ll celebrate them on National Day of the Ninja. Why?Because we’re ninja masters (sort of). We’re really good at solving every address issue just like we believe our fellow shadow warriors would—silently running in the background, solving challenges with unparalleled speed and accuracy.
Santa uses Smarty®
By Santa Buttons on November 20, 2024
HO HO HO! Merry Christmas, my dear friends,I’m taking a minute from my busy toy-making and list-checking (twice) schedule to write you a letter. I know, I know, usually, it’s you and your lovely children writing ME letters, but I’ve loved seeing your efforts to get on the nice list this year and want to give you a peek into how I make the magic happen. Because you made my heart feel warm even at the North Pole, I’m sharing the answer to my most asked question: "How do I deliver billions of gifts to people all over the world?” The magic behind my sleigh rides? Hint: it's not the reindeer… I use Smarty.
Using property data for real estate risk management
By Ben Roden on November 7, 2024
If you’re reading this, you already know that real estate risk management is a fickle mistress. One second, you think you’ve figured out the perfect equation to ensure that the property you’re investing in is going to be a sound investment; the next, you’re crunching the numbers, finding new information, and questioning every financial decision you’ve ever made and wondering if you should actually start a career as a dog food taster. Put the spoon of dog food down. You’re doing just fine. Assessing real estate risk before purchasing a condo, apartment complex, brick and mortar location for your next retail adventure, or even when looking to insure said properties, is tricky.
Keep ‘em coming back: The simple strategy you may be missing for customer retention
By Kajsia McCoy on September 24, 2024
Everybody in ecommerce, marketing, or sales knows that it’s not just about the 1st sale–you want customers to come back—a lot. On the surface level, it seems fairly simple to understand why. #MoreMoney 💸Return customers liked their first interaction with your company and product so much, they’ve returned to purchase from you a second time. There’s no set schedule to when they’ll return again, and they may only make one more purchase. Repeat customers are loyal customers who keep coming back again and again.
Improving insurance customers’ experiences in policy management
By Ryan Muir on September 13, 2024
84% of customers say the experience a company provides is as important as its products or services, according to a Salesforce report. Over the past decade, the insurance market has become saturated with endless products and options. Buyers have adjusted and evolved in response to the buffet of insurance options, becoming more sophisticated and specific in what they need and want. To keep these sophisticated buyers at your insurance smorgasbord rather than the other guys’, it’s essential to understand their new and improved expectations.
Marrying accelerated insurance claims with address data
By Ryan Muir on September 5, 2024
Remember that phrase we all used in middle school, “Well if you love it so much, why don’t you marry it?” Well, we couldn’t agree more. Address data and insurance claims have been partners in an ever-evolving landscape of technology and property for years. Insurance claims rely on geocoding to find the exact location, and property data is used to assess the property's condition and attached amenities before losses. Efficiently deploying adjusters and accurately assessing damage is impossible without accurate address data.
An interview with Smarty’s experts on the new Excel plugin
By Andrew Townsend on September 3, 2024
We had a sit-down with Smarty crew members, Caroline Roweton, Associate Product Manager, and Landon Fackrell, Software Engineer, and delved into Smarty's innovative new Excel plugin. This powerful tool makes address validation easier than ever, allowing users to clean and verify their address data directly within Excel. With a focus on simplicity and efficiency, Caroline and Landon talked about the features and benefits of the plugin, demonstrating how it can save time and enhance data accuracy without any need for coding.
Streamlining policy issuance with accurate address data
By Ryan Muir on August 26, 2024
Insurance customers expect quick and customized service and immediate responses in their interactions. Smartphones, online transactions, and digital communications rule the world. Yet, the policy issuance for insurance can be extremely slow and painful. This is due primarily to the fact that accuracy matters so much regarding customer data, and this data takes a while to curate and process. So, how do insurers streamline claims processing while maintaining the highest accuracy levels?Speed and ease go togetherThe quick answer is "automation and digitization.
Enhancing underwriting efficiencies with address data
By Ryan Muir on August 20, 2024
For underwriting efficiencies and commercial insurance success, the accuracy and reliability of data are crucial. Accurate data improves the risk assessment process and optimizes the overall workflow, saving both time and money. Leveraging Smarty's high-quality address data solutions, precise rooftop geocoding, address verification with PUIDs, and address autocomplete provides a significant advantage in improving insurance underwriting processes. The significance of a single rooftop geocoding vendorTraditional geocoding cascades pose challenges.
Effortless address validation in Excel: No coding needed
By Andrew Townsend on August 2, 2024
Webinar recap: We recently hosted a webinar that featured a detailed demonstration of our Excel plugin for address validation, showcasing its powerful capabilities. If you use Excel and need to validate addresses, this is for you. Introducing the Excel pluginOur Excel plugin is designed for simplicity and ease of use, allowing users to validate addresses without any coding skills. By highlighting a range of addresses, the plugin batches them, sends them to Smarty, and returns formatted data directly in the spreadsheet.
Leveraging Smarty's address intelligence and geocoding tools to mitigate insurance losses
By Brent Francom on July 31, 2024
The U. S. homeowner’s insurance segment is facing unprecedented challenges, marked by the worst underwriting results since at least 2000. According to a recent report by AM Best, the segment experienced a staggering $15. 2 billion underwriting loss in 2023, more than double the losses seen in the previous year. They credit this dramatic increase in insured losses primarily to population migration into areas where weather-related events occur more frequently, coupled with rising urbanization and development in regions susceptible to natural perils.
SmartyKey® now in US Address Verification and why that rocks
By John Hickey on July 29, 2024
Up until now, SmartyKey®, a persistent unique identifier for all 210+ million addresses in Smarty’s database, has only been available to customers who purchased US Master Address List or geocoding products. We’re happy to announce that, as of today, it's also available at no extra cost with US Address Verification. Yippee!But … what is SmartyKey?SmartyKey is the persistent, unique identifier of your dreams. It remains constant through address changes and is available for USPS and non-USPS addresses.
Smarty™ launches US GeoReference Data, providing the easiest, most accurate API needed to access census tract and block
By Trent Howell on April 10, 2024
PROVO, Utah, April 10, 2024 – Smarty, the address data intelligence leader, announces today the launch of US GeoReference Data, a set of updates to Smarty's US Address Enrichment solutions. US GeoReference Data is a cloud-native solution that will allow organizations to append the geographic data found in U. S. Census Block and Tract information into accurately geocoded addresses. Smarty’s US GeoReference Data offers a simple and rapid solution for accessing essential geographic details such as Census Blocks, Tracts, location names, statuses, and additional Census ID information—mirroring the capabilities of the FFIEC Geocode tool.
Navigating the future: Geocoding & address data trends in the cloud
By Andrew Townsend on March 27, 2024
In a recent webinar, Berk Charlton, Chief Product Officer at Smarty™, provided an in-depth look at our industry-leading address intelligence suite designed to provide highly accurate geocoding and address validation. Here are the main points Berk covered during the session:Comprehensive product suite: Smarty offers a wide range of products, including address validation, rooftop geocoding, global address auto-complete, and address data enrichment. These tools are designed to handle various aspects of address management and enhancement in industries from Insurance to Healthcare to Telecom and more.
Optimizing telecom with geocoding & address verification
By John Hickey on January 15, 2024
In the fast-paced and competitive world of telecommunications, where high customer expectations and intense rivalry prevail, the strategic use of address data intelligence, including geocoding and address verification, is increasingly essential. For professionals in the telecom sector, understanding and utilizing these tools can significantly streamline operations, enhance customer satisfaction, and drive business growth. This article delves into how Smarty's address data solutions address common pain points in the telecom industry.
Address affairs causing healthcare hiccups: Part 2
By Brent Francom on November 9, 2023
Software in the healthcare industryIn our previous post, we diagnosed the problems associated with having bad address data in the world of healthcare. If you would like to go over those again, or if you stumbled upon Post 2 before Post 1, you can read about those problems here. In this second installment, you'll learn about the solutions to those problems from a software development standpoint. As you may already know, the healthcare system often relies on robust software systems to keep patient’s electronic health records and billing in the same place.
Tips for setting up a geocoding API recap
By Andrew Townsend on November 2, 2023
Geocoding is converting a physical address into geographic coordinates with latitude and longitude. Accurate geocodes are critical for many applications—routing deliveries, analyzing insurance risk, mapping utilities, and more. In a recent webinar, Smarty's customer service specialist, Ben Rivera, outlined best practices for maximizing geocode accuracy using our APIs and tools. Here are some of the key takeaways:The problem of inaccurate geocodes Many common geocoding services provide ZIP Code or centroid-level accuracy at best.
How P&C insurance adjusters win with rooftop geocoding
By Ryan Muir on October 27, 2023
In the wake of disasters like catastrophic weather events, wildfires, and other incidents, the significance of property and casualty (P&C) insurance claims agents and adjusters becomes essential. Their role is pivotal, yet often challenging, as they navigate the aftermath to assess damages, estimate repair or replacement costs, and process insurance claims. Claims agents and adjusters often face difficulties deploying to areas affected by disasters and obtaining accurate information amid chaotic circumstances.
Geocoding update: Accuracy, census block and tract, PUID & more
By Andrew Townsend on August 4, 2023
Smarty™ has been creating top-notch address data tools since it's inception in 2011. A key part of providing the best location data and address data tools in the world is keeping those products at the cutting edge of the industry. We do this by adding new features, products, and solutions that our customers can use to improve their lives as often as we can. In a recent webinar, our Chief Product Officer Berk Charlton outlined some of the newest features we've added to our US Rooftop Geocoding tool.
Insurance early warnings + rooftop geocoding
By Ryan Muir on July 5, 2023
Without looking it up, do you know how much insurance losses natural catastrophes caused in 2022? What's your guess?According to a report published by Swiss Re, the world's leading provider of reinsurance, "Natural catastrophes caused an estimated USD 115 billion of insured losses in 2022—coming in well above the 10-year average of USD 81 billion. " A number that large, leaves a lot of room for improvement. One of the biggest challenges insurance providers face is accurately predicting where and when these devastating disasters will occur so that they can take appropriate measures to mitigate losses.
Does Santa use Smarty’s rooftop geocoding?
By Andrew Townsend on December 7, 2022
You bet he does. He kinda has to, there’s no other way he can get rooftop-accurate geocoding fast enough. The man travels the entire world in 14 hours and needs to know exactly where to land his reindeer. Look, for a lot of people’s needs you could say that "parcel centroid" is good enough when it comes to address geocoding. Many houses are in fact in the center of the parcel. However, there are also many homes that are not in the center of the parcel. Parcel centroid (other guys):Rooftop-accurate (Smarty):For example, think of apartment buildings.
New QGIS geocoding plugin: Rooftop-accurate geocoding for US addresses
By Wes Arnold on August 17, 2022
QGIS is an open-source GIS (geographical information system) platform that helps millions of users throughout the world map, visualize,and share geographic information. Use cases range anywhere from mapping water usage to selecting new retail store locations. It's a highly capable tool for GIS professionals, and it's free. Because QGIS is open source, individuals and organizations are free to build and offer plugins to help users accomplish specialized tasks. This extensive library of plugins offers users a wide range of tools that allow them to build maps for very specific needs.
Cloud geocoding APIs vs. on-premise pros and cons
By Davin Perkins on June 3, 2022
On-premise vs. the cloud is a constant debate when it comes to software purchases. Geocoding software is no different. How your geocoding solution is deployed can greatly impact both the performance and the cost. In our ebook, 8 Questions to Ask When Selecting a Geocoding API, we talk about the pros and cons of on-premise and cloud-based geocoding options, as well as other key features to consider. In this article, we’ll summarize why on-premise versus cloud-based matters, and touch on another deciding factor for your API purchase: third-party basemaps.
Evaluating geocoding API capacity and speed
By Davin Perkins on May 25, 2022
The right geocoding API can help your business reduce costs and increase profits through accurate location data. But how do you know if a service can handle your data needs? Capacity and speed are two key topics to consider when comparing geocoding services. You can find out more about all the questions you need to ask in our ebook, 8 Questions to Ask When Selecting a Geocoding API by clicking the link here:API capacity and speed: What you need to knowThe higher the capacity and faster your geocoding API works, the faster you can utilize that address data and make money.
How no-matches & apartment geocodes improve location data
By Davin Perkins on May 17, 2022
If you’ve made it to this blog, you’re clearly interested in taking advantage of location data and geocodes. Welcome to the club—we’re so happy to have you!Not all geocoding APIs offer the same levels of service and accuracy. That’s why we wrote an ebook all about how to choose the right geocoding provider. In this article, we’ll summarize two points from the ebook: How are no-matches handled and are sub-address geocodes offered?How are no-matches handled?First things first—what do we mean by “no-match?” A no-match is the result when a geocoding service can’t find a match for the address you entered.
How to identify the right level of geocoding
By Andrew Townsend on May 12, 2022
Geocoding can unlock valuable business intelligence that is hiding in your address data. But how do you know what level of geocoding you would benefit from the most? Do you need rooftop data? Or maybe you just need parcel data? What about ZIP 9 geocodes?These are the questions Adam Charlton, one of Smarty's genius geocoding developers, set out to answer in his recent webinar. What is geocoding?Geocoding most typically means appending a latitude and longitude to a named location like an address.
Why validation & accuracy matter for geocoding APIs
By Davin Perkins on May 10, 2022
Choosing the right geocoding service is the first step toward unlocking better location intelligence and helping your organization make more strategic decisions. From our ebook, we’ll cover two key questions to ask when choosing a geocoding API:Does the API include address validationHow accurate are the geocodes?Question 1: Does the geocoding API include address validation?Fitness advocates are fond of saying things like “Abs are made in the kitchen” and “Fuel your body for success. ” Our kitchen still hasn't produced any abs, but they’ve got one thing right, if you put garbage in, you’re going to get garbage out, even when it comes to geocoding!The data you get from any geocoder is only as good as the data you put into it.
New hyper-accurate US Rooftop Geocoding and US Reverse Geocoding
By Davin Perkins on November 22, 2020
September 22, 2020 - PROVO, UTAH - SmartyStreets, the leader in location data intelligence, announces the release of their US Rooftop Geocoding and US Reverse Geocoding. These new products will provide customers with the highest precision geocodes available in the market today. Most other geocoding providers provide “parcel-centroid” geocodes. That means that the geocodes are approximations of the center of a property or parcel. While providers in the past have called their geocodes “rooftop accurate,” in reality, their geocodes are often quite far from the actual rooftop of a property.